Life Income Gift 'Gift Annuity'

Sometimes you need the income from an asset you want to give. We have a plan where you can make a gift to us of cash or marketable securities and in return receive a guaranteed fixed income for the rest of your life. With these creative gifts, you can...

• ...receive a federal charitable deduction on income tax.


• ...eliminate or reduce capital gains taxes.


• ...receive a Montana Tax Credit of $10,000 per individual or 40% of the charitable value (whichever is less) if gift is for a permanent endowment


• ...receive income for the lifetime of one or two people.


• ...reduce the “worry” of reinvestment and money management.


• ...know your gift will benefit many others when you no longer need it.

Life Income Gift -- 'Deferred Gift Annuity'

Making a Deferred Charitable Gift Annuity is easy. A Deferred Gift Annuity is a way to make a meaningful gift to the Boys & Girls Clubs Endowment Foundation, receive substantial tax advantages, and build additional retirement income through an annuity. During the years after retirement, the annuity works for you. The advantages include:

• • A guaranteed (partly tax free) income -- for life after the deferral period.


• •An immediate federal income tax deduction -- thereby saving income tax dollars now.


• •An immediate Montana Tax Credit. With a Deferred Gift Annuity you are eligible for a Montana tax credit of 40% of the charitable portion of your gift up to a maximum $10,000 credit, per year, per individual.

In addition to a guaranteed lifetime income, with a Deferred Gift Annuity you have the pleasure of helping us provide a “Positive Place for Kids” at the Boys & Girls Club.

The table below shows you the approximate tax deduction, tax credit, and income benefits of a $10,000 Deferred Gift Annuity, with Annual Payments.