Gift through Life Insurance

By giving life insurance that your family no longer depends on, you can make a meaningful gift to benefit medical programs and services that are important to you. By gifting a paid-up policy, you can...

• ...receive an immediate federal tax deduction equal to its replacement value.


• ...provide a substantial gift from your estate rather than current income.


• ...receive a direct Montana tax credit of $10,000 per individual or 40% of the policy’s replacement value (whichever is less) if gift is for a permanent endowment .